Job offer: Senior Credit Risk Analyst

Our client provides tailor-made financial solutions and is part of a large multinational conglomerate with over 70,000 employees, operating across the globe.

The Senior Credit Risk Analyst will have the following responsibilities:Assess creditworthiness

• Analyse financial statements of the customers to determine the credit risk of the prospect and existing customers
• Perform annual credit reviews for top revenue/high credit risk customers, recommend adequate credit lines
• Actively use credit agency data and external data sources (D&B; Moody's; Atradius; Coface and similiar), engage business units and sales managers to build credit applications

Credit Risk Mitigation

• Keep track of the financial condition of existing customers
• Recommend risk mitigants when noticing changes and/or financial deterioration
• Assist in administering credit mitigants such as credit insurance, bank guarantees, Letter of Credit, company guarantees and similar.

Reporting

• Monitor and reporting credit exposures, develop risk profiling.
• Promote credit risk process automation by contributing to ERP projects such as credit engine development and similar.
• Grow company's credit risk management dashboard capabilities
• Actively participate in cash/treasury-based forecasting

Customer data management

• Ensure accuracy of customer data in CRM (Salesforce) and ERP (ManPro and Ecoda) systems such as company registration and tax numbers, legal addresses and similar.

Compliance

• Make sure all credit risk activities comply with internal Finance, Credit, Treasury & Trade compliance policies
• Escalate compliance breaches to the management team

Projects and process improvements

• Actively participate in Credit and AR process and system improvement projects and initiatives

The Senior Credit Risk Analyst role will be based in Mauritius and will require the following attributes:

• Degree in Finance, Economics or equivalent
• 5 or more years of experience in credit management, trade finance & asset financing
• Multinational B2B experience would be an advantage
• Strong attention to detail
• Ability to work independently